Plant & Equipment 2017-03-28T12:16:59+00:00


What is Plant & Equipment insurance?
Plant & Equipment insurance is designed to protect your business’ investment in the heavy machinery it uses every day to generate income.

Who needs Plant & Equipment insurance?
If your business is reliant upon any of the following plant and/or equipment to generate an income, you need Plant & Equipment insurance:

  • Forklifts
  • Scissor lifts
  • Platform lifts
  • Earthmoving – backhoes, loaders, excavators, compactors
  • Compressors
  • Road making machinery
  • Mobile crushers
  • Paving equipment
  • Harvesters and tractors

What does Plant & Equipment insurance cover?
Plant & Equipment insurance provides a wide range of cover which includes:

  • Damage, Loss or Destruction
    Should your plant & equipment be damaged, lost or destroyed, it will either be repaired, reinstated or paid out in cash
  • Expediting Expenses
    Any reasonable additional costs you incur to make temporary repairs, expedite permanent repairs or replace your plant & equipment will be reimbursed
  • Substitute Plant & Equipment
    While your plant & equipment is being serviced, repaired or is not operable, a substitute machine will be made available to get your business back on the job as soon as possible.

How much Plant & Equipment insurance is enough?
This will ultimately depend on the plant and equipment owned by your business and their respective values. However, in keeping with the standard insurance concept of co-insurance, we recommend our clients insure their plant and equipment for their full replacement value at all times.

To find out more about Plant & Equipment insurance and how it can protect your business’ assets and ability generate an income, please contact us via the form below.


We work with market leading insurance companies and underwriting agencies from around the world to provide our clients with the greatest level of protection possible.